Whether you are looking for help with Buildings and Contents Insurance or Landlords Insurance, we will be able to give you all the information needed to give you complete peace of mind that your property is protected.
Give us a call to find out more.
Whether you rent or own your home, insuring it makes sense. There are two main types of home insurance to consider – buildings and contents. As the names suggest, buildings insurance protects the property itself, whilst contents insurance covers the furniture, furnishings, appliances, clothing and all your possessions
Although the value of properties and their contents will vary, it’s important not to underestimate just how much the contents of your home are worth – your electrical and technology items alone could easily add up to thousands of pounds. Gadgets such as tablets are small but relatively expensive and can easily be damaged or stolen. Take a look around you; how much would it cost to replace all the contents of your home?
Although we all like to think that it won’t happen to our home, unfortunately, accidents, fire, burglary and other mishaps are not uncommon. So, whilst it’s tempting to think that home insurance is one expense that can be avoided, such a decision could prove to be a false economy.
The good news is that we can help.
Landlord insurance is home insurance designed for rental properties. It could offer landlords more protection than standard home insurance. Also known as buy-to-let, property rental insurance or rental house insurance, landlord cover could give you financial protection if the building – or its contents – is damaged.
As with home insurance, landlord home insurance covers your rental property from fire, flooding, burst pipes and storms. You’re not legally required to take out landlord insurance. However, a standard home insurance policy might be invalid if you rent out your property to tenants and need to make a claim.
If you’re applying for a buy-to-let mortgage, your lender is likely to insist you have landlords insurance.
Get in touch with us today if you are interested in insuring your property.